Frequently asked questions.
For People Who Think Financial Advisors Just Manage Investments
I thought financial advisors just pick investments. Isn’t that all you do?
No—and that’s one of the biggest misconceptions out there. Investment management is just one part of what we offer. Our real value is helping you build a complete financial strategy: minimizing taxes, planning for retirement income, protecting your family, managing risk, coordinating with your CPA or attorney, and helping you make wise decisions as life changes. It’s not just about picking funds, it’s about connecting every piece of your financial life so it works together.
What do you do that I can’t get from a robo-advisor or online platform?
Robo tools give you automation. We give you alignment between your goals, money, family, taxes, business, and future. We make your finances make sense, on your terms. No algorithm can do that.
I already have an investment account—why would I need more help?
Because managing money isn’t the same as managing life. We help you answer the harder questions: Am I on track? Could I be paying less in taxes? Is my family protected? What happens if I sell my business or something goes wrong? These are the decisions that define your future.
For People Who Don’t Know What a Financial Advisor Actually Does
What do financial advisors actually help with?
We help you get organized, build a plan, and make smart decisions about your money. It could be retirement, taxes, insurance, investing, or planning for college or business transitions. We go as deep as you want to go, at a pace that works for you.
Is this just for rich people?
No. It’s for people who want to make better decisions and feel more confident about their future. That said, we do focus on a limited number of clients so we can go deeper. If you’re not referred by an existing client, we typically require $500,000 in investable assets to begin.
I don’t even know where to start. Can you help?
Absolutely. That’s what we do best. Whether you’re overwhelmed, behind, or just curious—we’ll walk you through the process with no pressure and clear next steps.
Why doesn’t everyone work with an advisor?
Honestly? Because most people either don’t know what we really do, or they’ve had a bad experience with someone who only wanted to sell products. Once our clients go through the process, they often say the same thing: “Why didn’t I do this sooner?”
More Smart Questions People Ask Us
How do I know you’re working in my best interest?
We’re fiduciaries—legally and ethically obligated to put your interests first. No hidden agendas, just transparent advice built around what’s best for you.
Do you do more than just manage investments?
Yes—much more. While investment management is one piece of what we do, our approach is fully comprehensive. That means we help with tax strategy, retirement income planning, insurance analysis, college funding, estate planning, business transitions, and more. We go as deep as you want to go.
What kinds of things can you help me with?
Retirement planning, tax strategy, investment management, college planning, business transitions, insurance analysis, legacy planning, and more. If it involves your money, we want to help you do it wisely.
Can you help with college planning or education funding?
Yes, we help families plan for college costs with smart savings strategies, financial aid positioning, and funding plans that don’t wreck your retirement.
Do you help with estate or legacy planning?
We guide you through the process of passing on wealth, values, and intent. Whether through trusts, charitable giving, or simple beneficiary strategies, we help you get it right.
Do you sell insurance?
Yes, but only when it’s in your best interest. Insurance is a tool, not a goal, and we only recommend what fits into a broader strategy.
Will you help me stay accountable?
Absolutely. We don’t just give you a plan and wish you luck. We check in, follow up, and help you take real action.
What if I don’t want to retire in the traditional sense?
That’s perfect. Whether you want to scale back, start something new, or take mini-retirements throughout life, we’ll help you plan a path that fits your version of success.
I hate budgeting—can you still help me?
Yes. We focus on clarity and priorities, not spreadsheets and shame. Our goal is to align your money with what matters to you, not micromanage every dollar.
Can you help me make financial decisions during a major life change?
Definitely. We specialize in navigating transitions such as marriage, divorce, career shifts, inheritance, selling a business. When life changes, your plan should too.
Why go online?
Because it’s easier, faster, and built for how people live today. Virtual meetings let us connect wherever you are. There’s no traffic and no time off work. It helps us stay flexible, responsive, and focused on the future.